| 631. |
Is Your Subprime Mortgage Lender A Predatory Lender
by: Carrie Reeder
Subprime lenders offer financing for people with low credit scores who don’t qualify for a conventional loan. Subprime financing can be offered through traditional mortgage lenders like banks, credit unions, or mortgage lenders. There are also specialized lenders who only deal with subprime mortgages. Predatory lenders charge high fees, write loans in vague terms, and structure payments so they ca... (read more)
• March 2006 •
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| 632. |
Why Are Duopolies So Competitive?
by: Geoff Gannon
A duopoly is a situation in which two firms control nearly all of the market for a product or service. Duopolies can be surprisingly competitive. If you remember that the price of a product or service is determined solely by the highest losing bid price and the lowest losing ask price, you’ll realize why a duopoly can be so competitive. A large number of inefficient competitors will have almost n... (read more)
• March 2006 •
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| 633. |
An Analysis of Overstock.com (OSTK)
by: Geoff Gannon
Why is a value investor writing about an unprofitable internet company? Because value investing is about finding dollars that trade for fifty cents; with a market cap of less than 75% of sales, Overstock.com (OSTK) looks like it may be exactly that. But isn’t it too risky? The greatest risk in any investment is the risk of overpaying. So, the real question is: what is Overstock worth? I think it’... (read more)
• March 2006 •
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| 634. |
Bankruptcy 101: It is 2006, Stay Informed
by: Pete Glocker
The Basics I know most of you know about bankruptcy, for those of you that do not, here are some basics. Generally, filing bankruptcy allows people who are having financial difficulties to wipe out their debts, which can provide them with a fresh financial start. There are several events that can take place to force people to take the path of filing for bankruptcy. Some events may include divorce,... (read more)
• March 2006 •
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| 635. |
Secured Homeowner Loans - Secures An Opportunity To Finance Needs Inexpensively
by: Steve Clark
The interest of lenders in secured homeowner loans is justified. No other loan covers lenders from as much risk involved in the lending process as a secured homeowner loan. But, what explains the surge of interest of borrowers towards secured homeowner loans. Don’t they fear that their home can be repossessed in the process? The only logical justification is that borrowers have shelved their fears... (read more)
• March 2006 •
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| 636. |
Finding the Best Credit Card
by: Morgan Hamilton
When you start your hunt for the best credit card what you're really searching for is the best credit card for your particular situation and needs. You may, for instance, be someone whe travels a lot for business or pleasure. Travel credit card discounts may be the best credit card option for you. You may be someone who has bad credit. There are credit cards especially designed for folks like ... (read more)
• March 2006 •
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| 637. |
Simple Ways to Help Avoid Identity Theft
by: John Mussi
Each year, thousands of people around the world fall victim to identity theft… the assumption of their identity by others in an attempt to empty their bank accounts, establish fake lines of credit in their name, or to take advantage of current lines of credit and max out any credit cards that they might currently have. Luckily, there are some simple steps that you can take that will help you to av... (read more)
• March 2006 •
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| 638. |
Why Are Turnkey Business Opportunities So Lucrative?
by: Daegan Smith
Amidst everyone's busy life, one may, in one time or the other, stop and think-one person has a steady nine to five job, generating a steady income, may want, or wishes that she can stay at home and be with the kids... but has no choice, one must earn, to make a living. Others, may not want to stay at home, but wishes still, could make a larger income and be their own boss. Others still, are no... (read more)
• March 2006 •
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| 639. |
Property Loans – For Greater flexibility And Freedom
by: Amanda Thompson
Each one of us needs money at one or the other time in our life. You may wish to buy a new home. One can fulfill his or her personal desires by withdrawing money from the savings account. But, do you think it is right to withdraw the savings when an efficient alternative is available that is taking a loan from the loan market. You can use the savings in future when some emergency occur. Now, the q... (read more)
• March 2006 •
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| 640. |
Surety Bond Costs
by: Michael Weisbrot
One of the first questions people ask when they are purchasing something is, "What does is cost?". There is no exception when it comes to surety bond shopping. Unfortunately, bonds are really considered a form of credit and the same rate does not apply to all applicants. It is not that agents do want to give you a better idea of the costs of a bond, it is that they can not without applications ... (read more)
• March 2006 •
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