| 731. |
Credit Card Terms And Conditions - A Closer Look
by: Kevin Erickson
It's sad but today most credit card companies are devious and they've designed everything possible into the fine print of their terms of service to catch you. Therefore, when looking at any credit card offer, make sure you take a close look at the fine print. Believe me, I am fully aware that it's purposely put together to appear like a maze, but because it's so vitally important to yo... (read more)
• March 2006 •
|
| 732. |
With a Lease, The Devil Is In The Details
by: Tim Knox
In the last article we looked at a few of the things you should consider before leasing that first office or storefront for your business. To recap, you should not only consider the old standard "location, location, location," but also consider things like sufficient parking, the number of employees who will be working onsite, and future growth projections. I stressed that it was important not to ... (read more)
• March 2006 •
|
| 733. |
A Guide to Common Short-Term Loans
by: John Mussi
While some of the most well-known loan types are for large amounts of money and are repaid over several years (such as mortgages and automotive financing loans), there are a variety of loans that are designed for smaller amounts and for shorter periods of time. Some of these loans come from banks or other common lenders, whereas others come from specialty lenders that deal specifically with these ... (read more)
• March 2006 •
|
| 734. |
Cash Back Credit Cards
by: S.E. Kirk
Wouldn’t it be great if you could get some of that money you spend on credit card purchases back every year? Well, you can. A cash back credit card is the way to go for people who want all the benefits of shopping with a credit card, plus the perks of belonging to a credit company that offers a credit card online. The Bank of America credit card that offers the most flexible form of the cash back ... (read more)
• March 2006 •
|
| 735. |
Deciding On a Certificate of Deposit
by: John Mussi
An alternative to a regular savings account is a savings certificate, also known as a certificate of deposit (CD) from a bank, savings and loan, brokerage firm or as a share certificate from a credit union. CD's earn money at a higher rate of interest than savings accounts. By signing up for a CD, you agree to leave money with the savings institution or brokerage firm for a specified period of ... (read more)
• March 2006 •
|
| 736. |
Inheritance Taxes Explained
by: Jakob Jelling
Reduce inheritance taxes by giving gifts! The inheritance tax is the same thing as the estate tax in the United States, but with a different name depending on the country that you are talking about. The inheritance tax is a tax that is supposed to be levied on the richest people after they die, especially if they have a considerably large estate at that point in time. However, this is not always t... (read more)
• March 2006 •
|
| 737. |
Why A Good Credit Score Is Important To Your Business
by: Tim Knox
Do you know your credit score is? Do you even know WHAT a credit score is? Don't feel bad. Most people don't. Your credit score tells lenders the type of borrower you will likely be based on your credit history. Scores in the United States run between 300 and 950. The higher your score the more likely is it that you will be approved for loans at favorable rates and payment terms. You ... (read more)
• March 2006 •
|
| 738. |
Selecting a Lender for Your Small Business Loan
by: Rebecca Game
Selecting a lender can be as tedious and detailed a process as preparing a business plan or loan proposal. Many business owners and potential business owners are so concerned about being approved on a business loan that they forget the importance in selecting a lender. If you already have a bank or credit union in which you have maintained a long-term relationship, it's logical to consider tha... (read more)
• March 2006 •
|
| 739. |
Why Try Factoring?
by: Henry Byers
When you engage in factoring or selling your accounts receivable, you're accepting less money for an asset than you might expect to get for it. But there are great reasons for factoring and here are 10 of them: 1. The ready cash you'll get by factoring will help your company to grow. If you have $2000 ready cash in the bank, but you've invoiced for $100,000 down the line this will lead to... (read more)
• March 2006 •
|
| 740. |
A Methodical Approach to Best Secured Loans
by: James Taylor
I was always very sure of my analytical and decision making skills, and was sure of my capability to unearth the best secured loans. But the significantly larger number of decisions that one has to make on personal loans had my confidence drooping low. I would have lost any hope of getting a best secured loan had it not been for the independent financial advisors, who advised me on the correct met... (read more)
• March 2006 •
|
