| 791. |
Fiscal Measurements
by: A. Raymond Randall
A former colleague at a major stock brokerage firm always confused "fiscal" with "physical". On June 30th, he would talk about the close of the "physical year". Just a mental block for an intelligent man. Fiscal year-end differs for corporations with most ending June 30th while others use December 31st. Fiscal is fancy jargon for "show me the money". Measurements connotes appearances men notice. Y... (read more)
• March 2006 •
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| 792. |
Buying Investment Property
by: Steve Gillman
First a little story about buying investment property. My wife and I stayed at a motel in Tucson for a week one winter. Our bill was for twice what it should have been, but since I already paid the correct amount in cash, I thought nothing of it. During our stay, we noticed that the lobby and swimming pool were unheated, and passed it off as frugality. A year later, however, when I read a news st... (read more)
• March 2006 •
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| 793. |
Cash Out Refinance - Things To Know About Refinancing Your Mortgage To Get Cash Out
by: Carrie Reeder
A cash-out mortgage allows you to refinance your mortgage and pull out part of your equity. Before deciding how much to cash to use, be aware of the impact of PMI and equity amounts. However, you may find the benefits of refinancing outweigh the costs. Cash-Out Mortgage Basics With a cash-out mortgage, you can refinance for lower rates or to just get part of your equity out. Once the refinancing p... (read more)
• March 2006 •
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| 794. |
Obtaining a Business Loan When Your Credit Rating is Poor
by: Rebecca Game
Poor credit, unfortunately, is a common problem for many women. Poor credit can happen for a variety of reasons. It can be due to a divorce, when bills weren't paid on time or at all. It can be due to a medical disaster, where bills have piled up so high that paying them has become impossible, and credit scores have dropped accordingly. It can be due to a job loss or lack of income and the inab... (read more)
• March 2006 •
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| 795. |
Things To Do Before Investing Into A High Yield Investment Program
by: Brian Kay
We have compiled a short list of some of the things you can do before investing into a program to make sure you get the most for your money: #1 - Search all HYIP forums for the name of the HYIP. Check for people spamming about the program, as this usually is a sign of a short lived scam. Look for people's opinions. Often those who have been investing in HYIPs for some time are the ones with the... (read more)
• March 2006 •
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| 796. |
What Is Invoice Factoring And Invoice Discounting?
by: Henry Byers
The Romans were the first civilization to sell promissory notes at a discount, beginning the industry of factoring. America was built largely on the possibilities of factoring, when colonial businesses were factored by Europeans willing to invest cash in exchange for the promise of large returns, and government bonds also use the same principles applied by businesses when they engage in invoice fa... (read more)
• March 2006 •
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| 797. |
Debt Negotiation Vs. Debt Management
by: Carrie Reeder
Debt negotiation and debt management/consolidation both help consumers pay off their debts through two different approaches. Each affects your credit score, payoff period, and taxes differently. Before choosing either options, be sure you understand the long term consequences of each debt management option. Influence On Credit Score Debt consolidation is better of the two when it comes to influenc... (read more)
• March 2006 •
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| 798. |
Auto Insurance, Policy Assets, and Customer Assistance
by: Kinney Dancair
One morning a friend of mine was running late for class at school. His wife was throwing together some kind of breakfast while he gathered his laptop, notebook, and picked out the books he was going to need for school that day. He zipped up his pack and ran outside to warm the car up. Except, there was no car. It had been stolen. My friend ran into one disappointment after another that week as he ... (read more)
• March 2006 •
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| 799. |
Beyond Budgeting: A New Approach to Annual Budgets
by: Mark Ritsema
In their book, Beyond Budgeting, Jeremy Hope and Robin Fraser highlight the inadequacy of traditional annual based budgeting and argue passionately for a new management model that can cope with the volatility of today's business environment. Their model embraces much more than just budgeting, it is more a philosophy of decentralization and a way of encouraging managers at all levels to become a... (read more)
• March 2006 •
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| 800. |
IRS Levy And Garnishments
by: Henry Byers
Unfortunately to many of us the Internal Revenue Service (IRS) is one branch of government that can never be our friend and is often feared by some less reputable business owners. When the IRS is owed money, they will get it whether you like it or not. For those individuals who owe back taxes, the state or IRS may attempt to collect those owed taxes by wage garnishment through your employer. Once ... (read more)
• March 2006 •
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