| 191. |
Getting the Loan You Need with Adverse Credit
by: John Mussi
For those individuals who have had credit problems in the past, getting a loan for something that they need can seem like a nearly impossible dream. After all, what lender is going to give money to someone that's had problems repaying loans or credit in the past? You might be surprised, actually… there are a number of lenders willing to grant loans to people with less-than-perfect credit, and ... (read more)
• March 2006 •
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| 192. |
Cash Back And Rewards Credit Cards: Offers You Can’t Refuse
by: Ed Vegliante
The competition to get your credit card business has heated up so extensively that banks are literally paying you to take a credit card from them. Nearly every major issuing bank now offers a credit card that gives you bonuses for using their card. Consider the following offers you can find today on Internet sites where you can apply for a card online. Cash Back Credit Cards These cards return m... (read more)
• March 2006 •
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| 193. |
The New Disney Credit Card
by: Sandy Joblin
What if you could turn your daily purchases into some hands-on Disney magic? Well now you can! Bank One is now offering a new Visa Disney credit card that provides you and your family with Disney rewards each time you use the card. You could turn your credit card debt into a fun-filled vacation for you and your family. The credit card company, Bank One, has partnered with the Walt Disney Company t... (read more)
• March 2006 •
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| 194. |
How to Avoid Credit Repair Complications If You Are A Homeowner
by: Keith Gloster
Avoiding complications in credit repair is almost as important as getting out of debt. When we have bills that were neglected simply because we didn’t have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt. If you are considering a Home Equity Loan to get out of your current mortgage…DON'T. Why? Simply because most Home Equity Loans get you dee... (read more)
• March 2006 •
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| 195. |
Bad Credit Loans: Civilizing Bad Debt Condition
by: Amanda Thompson
Credit runs into our lives and has effect on almost every decision we make. Bad credit runs in our credit application and has effects on every loan we borrow. A recent survey has shown that one fifth of the adult population cannot qualify for regular loans. For such a huge loan borrowing population there are specific loan programmes called bad credit loans. With bad credit loans you can borrow ... (read more)
• March 2006 •
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| 196. |
7 Ways To Protect And Improve Your Credit Rating
by: G.L. Bycz
Your credit score accounts for the amount of interest you have to pay for a loan or a credit card. Increasing your score in just a few points will make a big difference in the interest rate you will pay for a purchase. If your credit score is high enough, you’ll have no problem qualifying for a lender’s best rates and terms on auto financing, home loans and small business loans. The following are ... (read more)
• March 2006 •
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| 197. |
A Crash Course On Credit Scores
by: Brian Daniel
You sit down to look at your credit report for the first time. If you’re scores are above 720, congratulations! You have excellent credit; stop worrying. If you’re scores are not above 700, no problem—let’s get to work. Take solace in the fact that the national average score is around 676 according to the Gallup Organization. If you’re scores are below 400, 500, or 600, there’s definitely room for... (read more)
• March 2006 •
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| 198. |
How to Find the Best Low APR Credit Cards
by: Morgan Hamilton
Low APR credit cards are much more prevalent than in years past. Competition is stiff and credit card financial institutions offer many nice perks, rewards, points, low annual percentage rates (APR) and other inducements. They want to capture new customers who've never had a credit card but also those who already have a credit card and might like to save money by transferring that card's bal... (read more)
• March 2006 •
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| 199. |
3 Totally Free Ways to Get Your Credit Report
by: Greg Quincy
You can now get your credit report without paying a dime. And unlike before, now it is truly free. No longer do you have to sign up for a "free" credit report by signing up for "credit monitoring protection service" for a low annual fee of $79 a year! The days of dodging the annoying charges and service fees for a free credit report are over. Under the 2003 Fair and Accurate Credit Transactions Ac... (read more)
• March 2006 •
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| 200. |
Credit Card Charge-Off – What Does It Mean and What Should You Do About It?
by: Charles J. Phelan
Have you been told by a creditor that your debt is about to "charge-off"? Did the bill collector make it sound like you will be ruined financially if you allow this catastrophe to happen? If you're behind on your bills, unable to keep up with payments on your credit cards and other debts, sooner or later you will hear a creditor representative threaten you with the dreaded "charge-off." So what... (read more)
• March 2006 •
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