| 61. |
Debt: Self-Help or a Credit Lawyer?
by: Maureen Cook
“Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and sixpence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds and sixpence, result misery”. Mr. Micawber's remarks on debt remain just as true today, perhaps more so with the explosion of credit cards, as they did when Dickens wrote them. We might, like Mr. Micawber, indulge in... (read more)
• March 2006 •
|
| 62. |
Avoid Credit Card Traps
by: Jeff Lakie
If you’re like most Americans, offers for credit cards arrive in your mail on a daily basis. Why are credit card companies so eager for your business? There are many reasons. Credit cards, for one thing, are not free cash. Funny enough, many customers think of them this way, and that—aha!—is how credit card companies make their money. You’ll notice when you read through the fine print about credi... (read more)
• March 2006 •
|
| 63. |
American Express Blue Cards: Which Blue Is For Your?
by: Edward Vegliante
Times certainly have changed for American Express. Gone are the days where the American Express card was simply a charge card that had to be paid off in full every month. Yes, the old workhorse – the green card – is still available and popular too. However, American Express decided to take MasterCard and VISA on directly by offering its own line of credit cards. These “blue” cards have been such a... (read more)
• March 2006 •
|
| 64. |
Student Credit Cards - First Step To Financial Independence
by: Peter Sissons
The innovative spending idea for the Gen-next is a Student Credit Card. Popularly knows as cards or the Plastic money these open a gateway to financial freedom to the contemporary youth. On one hand student credit card also provide an opportunity to an adolescent to start building up his credit profile but on the other hand these are known to generate a vicious circle of debts and money short fall... (read more)
• March 2006 •
|
| 65. |
A Guide To Repairng Credit
by: Shaun Smith
Credit Repair Service- A Guide to the Procedures. Have you ever been refused credit? Why use expensive debt management companies when for a small investment you can repair and restart your credit file giving you a light at the end of the tunnel. You are not alone! Across the UK each year millions of people attempt to obtain Loans, Credit Cards, Store Cards, mortgages, mobile phones, cars etc and a... (read more)
• March 2006 •
|
| 66. |
5 Tips for Repairing Bad Credit
by: Gretchen Reese
Almost all of us are fond of overspending! We buy things we don't really need. Once we see something that catches our eyes, we automatically buy it - often without even thinking if we still have money or not. People usually do this in order to please themselves. And lots of them have their own credit cards as a reserve once they run out of cash. They tend to spend a large amount of money in ord... (read more)
• March 2006 •
|
| 67. |
Credit Cards Online
by: John Collins
Finding credit cards online are one of the easiest ways of obtaining the power of plastic. You can get credit cards from a multitude of banks in a matter of a few mouse clicks. Almost every major bank features an online application system, and some are even willing to approve cards in 30 seconds or less! These sites often take some of your key information and email you the result of your applicat... (read more)
• March 2006 •
|
| 68. |
Credit Cards Explained
by: John Collins
Are you relatively new to the credit card world, and wondering how they all work? There are many types of credit cards out there. In addition to brand names such as Visa and Mastercard, there are many different categories credit cards can fall into. The first is ‘secured’ or ‘unsecured’. Secured credit cards are cards that are secured by putting a deposit in escrow between you and the bank. If yo... (read more)
• March 2006 •
|
| 69. |
How Do You Know If Debt Settlement Is The Right Strategy For You?
by: Kris Bickell
Struggling with debt and looking for a quicker way to get out of debt completely? There are several different strategies for getting out of debt that can help you. One that is becoming increasingly popular is debt settlement (also called debt negotiation). Debt settlement is a more aggressive strategy for eliminating your debt. And it is not right for everyone. What makes debt settlement different... (read more)
• March 2006 •
|
| 70. |
Tips To Repair Your Credit Rating
by: James McDonald
If you have bad credit or are in serious financial trouble don't panic. There are a whole host of things that you can do to repair your credit rating. It won't be easy, but in the end you will benefit from it as you apply your hard lessons learned and remain debt free the rest of your life. Some debts are ok, but when they become overwhelming it can become unmanageable for most. By following... (read more)
• March 2006 •
|
