| 71. |
Chase Announces Two New Business Credit Cards: Should You Get One?
by: Edward Vegliante
Chase recently announced the release of two new credit cards for the business community. The Chase Platinum Business Card and the Chase Business Rebate Card are now available, giving business people more options and a better deal than what they can get through ordinary business cards. Are these cards worth getting? More importantly, do they offer to your business a reason to switch? Let’s examine ... (read more)
• March 2006 •
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| 72. |
Credit And Debit Cards
by: Durre Qureshi
Credit and debit cards have greatly increased consumer purchasing power. In the past banks were closed on weekends and you needed cash or a check with an indentification document to make a purchase. That was before the plastic was created. Now with credit and debit cards being accepted almost everywhere there is no need to carry cash or write a check. Credit cards were first used in the 1950's... (read more)
• March 2006 •
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| 73. |
Visa Credit Cards
by: John Collins
Visa. Clearly one of the most known credit card companies, the Visa symbol is known worldwide. There are many different types of Visa credit cards offered, and this article will review some of them to give you a better feel for the company. Visa credit cards are not actually distributed by the Visa Company, merely banks that back up the Visa standard, so rates may be different. The Visa classic i... (read more)
• March 2006 •
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| 74. |
Personal Loans Bad Credit
by: Matthew Bourne
Do you have bad credit problems but need a personal loan? If so, here's some good news - you're not excluded from taking out personal loans even if you have CCJs, mortgage arrears, defaulted loans payments and other bad credit issues to your name. All you have to do is follow this 5-step plan and be absolutely sure that you can meet the repayment demands on any new personal loans that you ac... (read more)
• March 2006 •
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| 75. |
Can You Really Get A Free Credit Report?
by: Kris Bickell
We’ve all seen the ads for “free credit reports” in our email and on various websites. But are most free credit report offers real? Unfortunately, most are not actually free. In fact, most require a monthly “credit monitoring” or other fee – one that most people really don’t need. Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report o... (read more)
• March 2006 •
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| 76. |
How Accepting Credit Cards Can Increase Sales And Revenue
by: Scott Burke
Accepting credit cards is becoming a must for entrepreneurs and small businesses in today's business environment. There are numerous social, demographic and technological factors combining to make plastic the payment form of choice for increasing numbers of people. By the Numbers The average American cardholder has roughly four bank credit cards. Credit card purchase volume has been expanding ... (read more)
• March 2006 •
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| 77. |
Do You Really Know Your Credit Card Interest Rate?
by: Michael Masterson
Your credit card may currently include several different interest rates. You may have one rate for new purchases, one for balance transfers, one for cash advances and still another introductory rate. It is very important to know what rates you currently have, because the credit card companies will pay off the lowest interest rate first! This is not in the consumer’s best interest. Assume you have ... (read more)
• March 2006 •
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| 78. |
Methods to Eliminate Credit Card Debt
by: Bob Sherman
You eliminate credit card debt by paying off your credit cards. You can make the minimum payments (about 4% of your debt or $10, whichever is larger). But, if you only make the minimum payments, and don't charge anything new, it may take 14 years or more to eliminate your credit card debt. The length of time largely depends on the interest rate you are being charged. The ideal solution is sto... (read more)
• March 2006 •
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| 79. |
Stop Paying Interest On Your Credit Card Debt
by: Jon Francis
Credit cards - A good thing or a bad thing? This is a debate which will go on and on for ever. But one thing that is for certain, it is certainly good business for the credit card providers. Unfortunately if not used properly credit cards can create a vicious circle of debts for their users. If one does not take the right action at the right time, it can get very difficult to clear the debt becau... (read more)
• March 2006 •
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| 80. |
Is Your Credit Ready to Take on a Mortgage?
by: Shawn Henson
To help determine whether you’re ready to take on a mortgage or not take a look at your finances. Two things that you really want to take a look at are your credit score and current debts. These two factors greatly determine how much home you can afford. Credit Scores. What determines a good credit score depends upon the scoring model and the lender. Some credit reporting companies will score ... (read more)
• March 2006 •
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