| 21. |
Learning About Insurance- Part 2
by: Scott Bianchi
At the end of Part 1 I said I would discuss some good deals you can get in insurance and this is what I intend to do in this section. No bargains can be found in the “must have” type policies, like auto and home insurance. But there are some policies I highly recommend. The first type of policy I recommend is an umbrella policy. This is a policy that covers you for personal liability. Depending on... (read more)
• August 2006 •
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| 22. |
Health Insurance How Costly Can It Be?
by: Robert Michael
Paying for health insurance can be costly. Yet, paying for a unexpected surgery can be devastating. That is why we have health insurance. Unfortunately some of us can’t afford either of the choices; or at least that is the way we feel about the situation. There are some ways to get more for your money. First, you want to make sure you have the right deductible. This is the amount that you will hav... (read more)
• August 2006 •
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| 23. |
Disability Insurance: An Important Part of Social Security
by: Aldene Fredenburg
When most people think of Social Security, they think of the retirement program: Pay into it for the forty years or so you’re in the workforce, and you’re guaranteed a certain level of income at retirement. But the disability portion of the program is a vital social net for workers who find that, because of long-term illness or a disabling injury, they are no longer able to work. According to a go... (read more)
• August 2006 •
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| 24. |
Payment Protection Insurance: Is It Just A Scam?
by: Joseph Kenny
Payment protection insurance (PPI) has taken a bashing recently. PPI is a type of insurance designed to protect repayments on financial products if borrowers find that they are in financial difficulty. PPI has been examined by the Financial Services Authority, criticised by Which? and is now under investigation by the Office of Fair Trading. Most of these organisations are concerned about protecti... (read more)
• August 2006 •
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| 25. |
What Does Homeowners Insurance Cover?
by: Oliver Turner
Every homeowner should realize the importance of homeowner’s insurance policy. Homeowners insurance policy not only protects the homeowners from man-made and natural disasters, but it also protects you from several other situations. The basic homeowners insurance policy pays you in case of any damage due to fire, severe storms, tornados and hurricanes. Damage to your property, possessions and home... (read more)
• August 2006 •
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| 26. |
New York Individual Health Insurance – Coverage And Conditions
by: Jessica Farrell
If you are a resident of New York and in need of health insurance, you can purchase individual health insurance plans directly from a health maintenance organization (HMO). HMOs in New York are required by law to offer both standardized HMO plans and point of service (POS) to those who seek to purchase individual health insurance. An HMO is a health insurance provider that works directly with a pa... (read more)
• August 2006 •
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| 27. |
The Complete Guide To Online Life Insurance Quotes
by: Oliver Turner
Today, people can easily access to online life insurance quotes from various online life insurance companies. The requested quotes are often for the amount ranging from USD 50,000 to 5000,000. The amount that is requested by the customer often signifies that they have not taken time to properly calculate the amount on which they want to make a policy. It will be better for you and your coming ge... (read more)
• August 2006 •
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| 28. |
Home Insurance Rates - They Are Not Getting Any Cheaper
by: Gavin Bloom
With more and more home insurance rates increasing dramatically, homeowners are wondering if the costs are even worth the coverage. The fact is that you should always keep homeowners insurance. Your home is likely your largest investment. Therefore, it is extremely important to make sure it stays insured. You would never drive around in your car without insurance, so don’t live in your home withou... (read more)
• April 2006 •
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| 29. |
Physiotherapy Insurance: When the Human Body Needs a Little TLC
by: Anna Dorbyk
Did you know that your body has more moving parts than any human-made machine? Your body is a complex system of muscles, joints, bones and so on, and sometimes they need a little extra care. Even if you are not an athlete who pushes his/her body to the limit every day, it is still possible to experience discomfort, pain and limited mobility in your muscles and joints. Physiotherapy is an effective... (read more)
• April 2006 •
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| 30. |
Tell The Insurers Everything When You Apply For Life And Critical Illness Insurance.
by: Michael Challiner
The failure to disclose information, especially medical information, is the most common reason why an insurer will reject a claim on a life or critical illness policy. To help underline some issues, we want to tell you a true story - but we've concealed the policyholders' name and a few other aspects to preserve anonymity. Mrs A was fighting a secondary infection following surgery to remove... (read more)
• March 2006 •
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