| 61. |
The 5 Year Term Life Insurance Policy Or Rider
by: Donald Lusan
5 year term life insurance has been around in insurance circles for a very long time. It can be sold as a policy or as a rider to a permanent life insurance policy. It was never promoted much by life insurance agents perhaps because of it's extremely low premium which results in a very low commission. Another possibility is that 5 years is a very short period of time for a life insurance policy... (read more)
• March 2006 •
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| 62. |
Viatical Settlements, Or Life Insurance Settlements
by: Donald Lusan
When I first heard of viatical settlements, or life insurance settlements, I shuddered at such a dastardly idea. I even put into words my deep feelings. You see I spent many years in the life insurance business and have seen the product work for the betterment of so many. I could not conceive of a pleasant result when one deprives the beneficiaries of what was due them. I guess I had not given the... (read more)
• March 2006 •
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| 63. |
Whole Life Insurance Explanation
by: Donald Lusan
A whole life insurance explanation should be required reading for anyone about to purchase life insurance. Whole life, in my humble opinion, has in recent years got a bad rap. People tend to buy term life insurance because it is cheaper. Although I believe that a good term insurance can take care of the insurance needs of most people, a good whole life insurance policy is worth looking at. Guarant... (read more)
• March 2006 •
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| 64. |
Term Life Insurance. What Is It All About?
by: Donald Lusan
What is term life insurance? You have an interest in buying term life insurance, that is why you are reading this article, and you want to know how it really works. Right? Well, there are many types of term life insurance and I am going to give you a brief explanation as to how each one works. Decreasing Term Life Insurance Decreasing term life insurance is very popular with home owners and mortga... (read more)
• March 2006 •
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| 65. |
Car Insurance – How Did They Calculate That?
by: Joseph Kenny
Insurance premiums are calculated according to several risk factors. These are the factors identified by the insurance company as most likely to have an impact on the insured against risk occurring. Insurance is a significant cost associated with the item insured and should not be rushed into. It is always a good idea to shop around for the best price available. Insurance premiums will vary consid... (read more)
• March 2006 •
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| 66. |
Car Insurance On Rentals
by: Joseph Kenny
When it comes to car insurance, there are a couple of traps you can fall into. The contracts are complicated and extremely difficult to understand, and that’s if you even have the time to read them. The fact is that most people don’t read insurance contracts and there is a significant information shortage when it comes to consumers and the contents of their own insurance contracts. One of the pro... (read more)
• March 2006 •
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| 67. |
Life Insurance vs Life Assurance
by: Joseph Kenny
People spend a lot of money on complicated financial products and it is sometimes difficult to keep track of what products perform what tasks. Many people are not aware of all the financial products that are available or they only know of them vaguely. They may not know how much they cost or the potential benefits they offer. How can consumers make informed decisions on what products they would be... (read more)
• March 2006 •
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| 68. |
Really Cheap Car Insurance
by: Steve Gillman
There are the usual tips for getting really cheap car insurance. You may need to be reminded of these. Then there are the secrets that you haven't heard about. You'll find a few of those here too. 1. Shop around. Call several companies for quotes, starting with those that advertise the lowest prices. be sure to include at least one independent agent, since they can check many companies for y... (read more)
• March 2006 •
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| 69. |
Insurance Quotes
by: Gary Talon
Obtaining insurance quotes can be a laborious job. Hours may be spent on the telephone speaking to different insurance agents in the hope that they'll be able to give you a cheaper price than the quotes you've already received. Each time you phone a new agent you find yourself churning out the same information and answering the same insurance questions in a process that can be quite frankly ... (read more)
• March 2006 •
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| 70. |
Are you covered with a standard homeowner’s insurance policy?
by: Derek Gardner
With a standard homeowner’s insurance policy in your hand it includes four important types of coverage. They include: Coverage for the construction of your home, Coverage for your private belongings, Liability security, Additional living costs in the occasion you are for the time being unable to live in your home because of a fire or other insured disaster. 1.The construction of your house This pa... (read more)
• March 2006 •
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