| 141. |
Getting a Loan from a Non-Traditional Lender
by: John Mussi
Sometimes you might find that a traditional lender such as a bank simply can't meet your loan needs. Perhaps the interest rate that the bank offers is simply more than what you're wanting to pay, or you might not be able to reach the bank during normal business hours in order to submit your loan application. Regardless of the reason that traditional banks are unable to help you with your loa... (read more)
• March 2006 •
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| 142. |
Small Business Loan Proposal
by: Rebecca Game
Loan Proposal Applying for a small business loan can be exciting and yet stressful at the same time. For the best results and to heighten your level of confidence, be prepared when you visit the lender you've chosen for your business loan interview. After you have your business plan prepared, start preparing for the loan by writing a loan proposal to present to the lender. The loan proposal sho... (read more)
• March 2006 •
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| 143. |
Successfully Obtaining a Small Business Loan
by: Rebecca Game
Working with a bank to obtain a small business loan can be an easy or difficult process, depending on how prepared you are to meet with the lender and discuss your business' situation and needs. One of the leading causes of business failure is insufficient start-up capital. Ironically, though, lenders rarely approve loan requests for the businesses that have the highest need for a small busine... (read more)
• March 2006 •
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| 144. |
A Guide to Finding the Best Loan Quotes
by: John Mussi
The loan market can be rather difficult to navigate at times… with so many lenders available, it can be hard to tell whether the loan offers that you're getting are the best that you'll find. In order to get the most out of your money and find the lowest interest rates and best loan terms, it's important to take your time and request quotes from the different lenders that you're consid... (read more)
• March 2006 •
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| 145. |
Refinancing After Bankruptcy - Tips On Refinancing Your Home Mortgage After A Bankruptcy
by: Carrie Reeder
Have you filed bankruptcy since you bought your home? Are you now looking to take advantage of lower interest rates by refinancing your home? You will probably soon realize how much more difficult it is to finance or refinance a home after a recent bankruptcy. It is not impossible though. There are many companies online that will help you refinance your home. Here are some tips to consider when re... (read more)
• March 2006 •
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| 146. |
A Guide to Common Short-Term Loans
by: John Mussi
While some of the most well-known loan types are for large amounts of money and are repaid over several years (such as mortgages and automotive financing loans), there are a variety of loans that are designed for smaller amounts and for shorter periods of time. Some of these loans come from banks or other common lenders, whereas others come from specialty lenders that deal specifically with these ... (read more)
• March 2006 •
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| 147. |
Selecting a Lender for Your Small Business Loan
by: Rebecca Game
Selecting a lender can be as tedious and detailed a process as preparing a business plan or loan proposal. Many business owners and potential business owners are so concerned about being approved on a business loan that they forget the importance in selecting a lender. If you already have a bank or credit union in which you have maintained a long-term relationship, it's logical to consider tha... (read more)
• March 2006 •
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| 148. |
A Methodical Approach to Best Secured Loans
by: James Taylor
I was always very sure of my analytical and decision making skills, and was sure of my capability to unearth the best secured loans. But the significantly larger number of decisions that one has to make on personal loans had my confidence drooping low. I would have lost any hope of getting a best secured loan had it not been for the independent financial advisors, who advised me on the correct met... (read more)
• March 2006 •
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| 149. |
Poor Credit Second Mortgage Loans
by: Rebecca Game
When bills start to pile up too high, it can be difficult to keep up with payments. One option to solve the issue of having too many bills is to seek a second mortgage loan. However, if your credit is less than desirable to lenders for obtaining a loan, be assured that hope is not out of reach. By searching for different resources, you may find that you qualify for a poor credit second mortgage lo... (read more)
• March 2006 •
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| 150. |
Subprime Mortgages – Information
by: Dan Lewis
Undoubtedly, you’ve heard the radio commercial claiming you can get a mortgage despite having bad credit. Bad credit mortgages are better known as subprime mortgages. Subprime “Subprime” is a euphemism for a borrower who simply doesn’t qualify for a traditional home mortgage. Subprime loans used to be very difficult to get, but things changed in the 1990’s. Banks began to realize there were a lo... (read more)
• March 2006 •
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