| 21. |
Mortgages. An Interest Only Mortgage: It Could Cost You More
by: Michael Challiner
Over 200,000 homebuyers in London during 2005 took out an interest-only loan according to the Council of Mortgage Lenders (CML). None of whom had a repayment vehicle in place and of these, 60,900 were first-time buyers. There are no figures available for the total number of homebuyers with interest-only loans. However, figures for new interest-only house purchase loans have been running at betw... (read more)
• September 2006 •
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| 22. |
Beware! Zero Percent Interest Can Cost More Than You Think!
by: Marie Spaulding
When companies advertise “No Payments Until…” or “Zero Percent Interest”, be informed about what they’re really offering. What most people don’t see in the fine print often costs them a lot more than they anticipated. Let us use an example of “Zero Percent Interest until July 2008” for an item purchased in July 2007. Many people purchase expensive items under these conditions, believing they g... (read more)
• September 2006 •
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| 23. |
UK Mortgages: Buy Before It's Too Late
by: Joe Kocsis
Has the saying the "Englishman's home is his castle" come to an end? Since the days of Maggie Thatcher, the British public have slowly become householders and at the last census, as much as 65% of people lived in their own homes. But has this trend started to reverse? As UK house prices have escalated out of the reach of the first time buyer many people have had to resort to moving into rent... (read more)
• September 2006 •
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| 24. |
8 Steps To a Winning Home Equity Loan Negotiation
by: Mark Tern
When considering home equity loans, it pays to have a degree of negotiation skills in order to obtain the best possible package from each lender. You can exploit them in just 8 simple steps. 1) Assess your needs How much money do you need? How long? What’s the maximum instalment you can pay? What kind of flexibilities do you need? Define exactly what are your needs and non-negotiables on... (read more)
• September 2006 •
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| 25. |
Travel on Your Own Wheels - Car Loan for Tenant
by: Peter Taylor
Car is the one thing which every individual desires to have these days. It is considered as the cheapest and best source to travel short distances the way you want at your own convenience. But a car is not a cheap thing to buy. You need to have enough finances while going for buying your own car. Standard car loans can serve your needs against some security. But… what about the people such as tena... (read more)
• September 2006 •
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| 26. |
Government Loans - Get What You Are Due
by: Joseph Kenny
As a student you can obtain a substantial financial support from the federal government for your college tuition, books and laboratory fees. The loan accrues no interest during the time that you are legitimately enrolled as a student but will commence drawing interest upon graduation or whenever you leave college. This is the information given by all school aid advisors and is pretty much on the l... (read more)
• September 2006 •
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| 27. |
When Should A Business Loan Be Considered?
by: Joseph Kenny
There are certain times when a business loan is absolutely necessary. The future growth needs, the recurring debts, and periodic payroll must be identified and financed ahead of time. A successful business has to be planned and adequately financed. Whenever a business loan is contemplated, it should require the same type of intense planning that the new year's budget requires. A business lo... (read more)
• September 2006 •
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| 28. |
Meet Urgent Expenses at Low Cost through Instant Cash Loan
by: Andrew Baker
Often people need smaller amount to borrow in order to meet daily expenses before next pay cheque arrives. You do not think of regular loans of higher amount that require collateral. Though there is option of credit card loans but they come with harder terms-conditions and at very higher interest rate. Hence instant cash loan turns out to be an effective tool in the hands of borrowers. One can tak... (read more)
• September 2006 •
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| 29. |
For A Flourishing Business take Secured Business Loan
by: Tim Kelly
Business people often require funds for running a new business or for expending the established one. They need to finance different expenses at low cost also which is crucial in any business. This is where secured business loan becomes all important as the loan has lower interest rate attached to it and terms-conditions are kept easier. Every business person either small or bigger is equally eligi... (read more)
• September 2006 •
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| 30. |
UK Mortgages: Buy Before It's To Late
by: Joe Kocsis
Has the saying the “Englishman’s home is his castle” come to an end? Since the days of Maggie Thatcher, the British public have slowly become householders and at the last census, as much as 65% of people lived in their own homes. But has this trend started to reverse? As UK house prices have escalated out of the reach of the first time buyer many people have had to resort to moving into rented ... (read more)
• September 2006 •
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